McCarty Wealth

McCarty Wealth provides portfolio management and financial planning services to individual and high‑net‑worth clients, creating a written Investment Policy Statement for each client that documents goals, time horizon, and risk tolerance. The firm’s services include ongoing discretionary portfolio management, regular monitoring, and one‑time or negotiated financial planning covering investment, retirement, tax, insurance and college planning for a broad range of investment types including mutual funds, fixed income, ETFs, real estate funds (REITs), annuities, private placements, commodities and venture capital.

The firm’s investment approach uses a mix of cyclical, fundamental, quantitative and technical analysis and implements long‑term and short‑term trading as well as options strategies (including covered and uncovered positions) where appropriate. McCarty Wealth seeks discretionary authority to execute transactions consistent with each client’s IPS, conducts at least monthly reviews of accounts, and delivers monthly custodian reports with quarterly written statements.

A distinctive feature disclosed in the brochure is that the principal owner also operates an affiliated insurance services entity and is a licensed insurance agent who accepts compensation for the sale of insurance products, including annuities; the firm documents and discloses these conflicts and states clients may obtain recommended products from other providers. The combination of offering insurance‑related products through an affiliated business while advising on higher‑risk or alternative investments (options, private placements, venture capital) differentiates the firm from many peers and may be relevant to clients seeking integrated insurance and investment solutions.