Mendoza Private Wealth

Mendoza Private Wealth provides fee‑based investment advisory and financial planning to individuals as well as a range of organizational clients, including pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and qualified retirement plan services, and discloses that it can serve as either an ERISA Section 3(38) (discretionary) or Section 3(21) (non‑discretionary) fiduciary for plans.

The firm’s investment approach emphasizes tactical asset allocation intended to reduce risk and seek improved performance, with portfolios customized to client objectives and managed on a discretionary basis. Mendoza Private Wealth uses a variety of analysis techniques (fundamental, technical and cyclical) and may employ a broad set of instruments — including equities, fixed income, options, and cash positions used as hedges — and provides IPS‑based recommendations and periodic reporting to plan sponsors.

What is noteworthy relative to peers is that, while operating as a small independent advisory firm with roughly $100 million in assets under management, Mendoza Private Wealth actively serves pension/profit‑sharing plans and other institutional clients — services that are less common among similar independent advisors. The firm also coordinates managed‑account arrangements with third‑party sub‑advisors and delivers written quarterly plan evaluations and investment policy statement assistance for plan sponsors.