Austin, TX N Capital of Texas Hwy Office

Bianca Lindsey is a Wealth Management Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 1994 and holds professional designations including CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor (PIA). Bianca completed the Longevity Training Program at The University of Southern California, Davis School of Gerontology, and earned a Bachelor of Business Administration degree from Kaplan University. Her areas of focus include college education planning, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, women and wealth, and tax minimization. Bianca is originally from the Pacific Northwest and enjoys connecting with clients on a personal level. Outside of her professional work, Bianca is involved with community organizations such as Austin Pride, HAMM, and Meals on Wheel. Her personal interests include biking, cooking, gardening, music, and spending time with her family.

Michael Krumholz is a Financial Advisor at Merrill Lynch Wealth Management and a member of the OAKS Wealth Management Group since 2022. He works alongside a team with over 80 years of collective experience, providing clients with personalized wealth management strategies tailored to their individual financial goals. Michael's focus areas include college education planning, liquidity management, personal retirement planning, portfolio management services, and tax minimization. An Austin native, Michael holds a Bachelor of Science degree from Tulane University. Prior to his career in financial advising, he spent six years as a math and science educator in Houston, a background that continues to influence his approach to client relationships. Michael holds the Personal Investment Advisor (PIA) designation and values integrity, openness, and transparency in his professional interactions. Michael is involved in the community through participation with the Shalom Austin Jewish Foundation. Outside of work, he enjoys spending time with his family, traveling, and watching movies.

Adam Ulatoski is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides clients with comprehensive financial strategies encompassing retirement planning, risk and tax minimization, insurance considerations, and wealth transfer strategies. Adam's approach centers on outcomes and goals, continuously adapting client strategies according to changes in their life circumstances and investment preferences. Adam graduated from the University of Texas in 2008 and completed his football career with the Longhorns in 2009 as an All-American and Academic All-American. He joined Merrill Lynch Wealth Management in 2012. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional role, Adam is married to his wife Emily and has two sons, Evan and Daniel. He enjoys sports, music, cooking, and spending time with his family. Adam is involved in his community as an active board member of the Neighborhood Longhorns Program, volunteers with the NFL Alumni to assist local children, and helps prepare meals for families at the Ronald McDonald House of Central Texas.

Wasana Pangan is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over 20 years of experience in the financial field. Before joining Merrill in 2006, she worked as an economist and analyst for the Central Bank of Thailand. She works primarily with individuals and families focused on preserving, growing, and transferring wealth to future generations. Her client services include college education planning, divorce transition planning, legacy planning, managing new wealth, personal retirement planning, and socially responsible investing, among others. Dr. Pangan holds a Bachelor's degree in Electrical and Systems Engineering from King Mongkut's Institute of Technology Ladkrabang in Thailand, a Master's degree in Industrial Engineering from Columbia University, and a Ph.D. in Economic Decision Analysis from Georgia Institute of Technology. She is a CERTIFIED FINANCIAL PLANNER (CFP) professional and holds the Certified Plan Fiduciary Advisor (CPFA) designation, along with additional credentials as a Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). She is fluent in English and Thai. Based in Austin, Texas, Dr. Pangan lives with her husband Ed and has two adult children. She enjoys cooking, gardening, music, reading, swimming, traveling, watching movies, and spending time with her family. Her approach to financial advising emphasizes truthful advice, responsiveness, understanding the uniqueness of each client, continuous learning, and thorough analysis to help clients achieve their life goals.

Austin Locklear is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting entrepreneurs and families with comprehensive financial strategies aimed at protecting, growing, and transferring their wealth. His client focus areas include college education planning, family wealth management strategies, legacy planning, retirement planning, small business strategies, investment strategy, tax minimization, and retirement income. Austin holds a bachelor's degree from Texas A&M University and a master's degree from the Seattle School of Theology & Psychology. He is licensed as a Life Accident and Health Insurance Agent and holds FINRA Series 7 and 66 registrations. Fluent in English and Spanish, Austin is committed to building strong relationships with his clients to help them address critical financial decisions. Originally from Dallas, Texas, Austin attended Trinity Christian Academy. He currently resides in West Austin with his spouse and three children and enjoys golf in his personal time.

Sang Lee is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Sang works closely with clients to understand their financial goals and develop personalized strategies to address short-, mid-, and long-term objectives. His areas of focus include general investing, retirement planning, and contingency savings, providing comprehensive financial guidance tailored to individual needs. Sang holds a Bachelor's and a Master's degree from the University of Houston System. He also holds the Professional Investment Advisor (PIA) designation, reflecting his expertise in investment advising. Sang serves as a resource by offering ongoing advice and coordinating access to Bank of America specialists for banking, credit, home financing, and small business solutions as appropriate. His professional approach centers on uncovering what matters most to clients and their families, enabling the creation of strategies that align with their financial goals. Sang emphasizes building a collaborative relationship to address clients' concerns and questions throughout changing circumstances.

Timothy Shirley is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and 17 years of industry experience. He has been with Merrill since 2008. Outside of his advisory role, he is involved with The S Life, a family-focused social media account managed by his wife. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Isioma Medua is a Financial Advisor at Merrill Lynch Wealth Management specializing in family wealth management, liquidity management, personal retirement planning, tax minimization, and supporting women and new wealth creators. She brings over 20 years of experience in the financial industry, including five years as a financial advisor, focusing on helping clients navigate major financial transitions and align retirement plans with long-term goals. Isioma primarily serves clients approaching significant liquidity events such as retirement, inheritance, career transitions, or business sales, as well as executives with concentrated stock positions. Isioma holds a Bachelor's degree from the University of Benin, Nigeria, and a Master's degree in Financial Management from Robert Gordon University in Aberdeen, UK. She has earned the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Fluent in English and Igbo, Isioma also serves as President of the Austin chapter of the Association of Nigerian Women Entrepreneurs and Professionals (ANWEP), demonstrating her commitment to community involvement and professional development. Outside of her professional role, Isioma enjoys spending time with her family, reading, traveling, hiking, cooking, running, watching movies, and writing. She dedicates time to financial literacy initiatives and community empowerment, including serving as a Better Money Habits Champion at Bank of America and leading Bible studies.

Andrew Marcus serves as a Senior Financial Advisor and First Vice President at Merrill Lynch Wealth Management in Austin, Texas. In this role, he focuses on comprehensive wealth management, helping clients make confident, long-term financial decisions. His expertise encompasses managing new wealth, portfolio management services, and retirement income. Marcus employs a disciplined, client-first approach, combining strategic insight with personalized guidance to develop customized strategies and deliver trusted, relationship-driven advice. He holds a Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from Greenhill and attendance at the University of Texas System, with no degree conferred. Outside of his professional role, he enjoys football, golfing, and spending time with his family.

Justin Rodriguez is a Senior Financial Advisor at Merrill Lynch Wealth Management with over ten years of experience in the financial advisory industry. He specializes in working with high net-worth individuals, business owners, and corporate executives, providing customized financial solutions tailored to clients' risk tolerance, time horizons, liquidity needs, investment goals, and associated costs. His expertise encompasses executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. Justin holds a Bachelor's Degree from the Texas State University System and holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). He focuses on a goals-based approach to wealth management, emphasizing transparency, frequent communication, and high standards of customer service. His services include investment advice, retirement planning, estate planning, risk management, liabilities and credit, cash flow analysis, and business succession planning. Outside of his professional work, Justin enjoys spending time outdoors with his wife, Erin, and their children, Sloan and Max. His personal interests include baseball, fishing, golfing, hiking, running marathons, and traveling. He values the opportunity to positively impact the lives of his clients and their families through comprehensive financial planning.

Eric Vo is a financial advisor at Merrill Lynch Wealth Management based in Austin, TX. He specializes in assisting high-net-worth clients and those experiencing significant financial events, such as retirement, business sale, or inheritance. Eric employs a comprehensive approach to wealth management that encompasses retirement income, wealth preservation, legacy planning, and personal wealth analysis to address the full spectrum of his clients' financial needs. Eric holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Accredited Wealth Management Advisor™ (AWMA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He earned his bachelor's degree from the University of Houston System in 2018. With proficiency in both English and Vietnamese, Eric focuses on delivering customized, strategic financial guidance grounded in integrity and collaboration. Outside of his professional work, Eric is involved with community organizations such as Ascend Austin and the Austin Asian Community Health Initiative. His personal interests include badminton, camping, cooking, golfing, music, rock climbing, traveling, and volleyball.

Robert F. Escudero is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management. He provides clients with access to the investment resources of Merrill and the banking services of Bank of America to address various aspects of their financial lives. He designs and implements customized wealth management strategies aimed at helping clients and their families pursue personal financial goals while managing investment risk. Robert has been in the financial services industry since 2015 and joined Merrill Lynch Wealth Management in 2020. His areas of expertise include executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER™ certification from the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor designation. He earned a bachelor's degree in Economics and completed an Accredited Certificate Program from Pepperdine University. Robert is involved in the community through Habitat for Humanity in Williamson County and maintains connections with Pepperdine University organizations such as the Pepperdine Rugby Club and Sigma Phi Epsilon - Cal Psi Chapter. His personal interests include cooking, gardening, hiking, spending time with family, and traveling.

Marissa Willis is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in investment strategy and financial planning, providing personalized guidance to clients navigating complex financial decisions. Marissa's approach combines disciplined planning, efficient portfolio construction, and behavioral guidance to help clients maintain confidence and achieve their financial goals. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER®, Certified Private Wealth Advisor®, Certified Investment Management Analyst®, and Certified Divorce Financial Analyst®. Marissa earned her Bachelor's degree from Colorado State University and has focused her expertise on areas such as college education planning, executive compensation, retirement planning, and tax minimization. Outside of her professional work, Marissa is involved with the NICU community through her board work with Hand to Hold. She balances her career with family life as a mother of two and enjoys activities such as golfing, traveling, and spending time with her family.

Laurie Ross is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2000, with a brief period at Bank of America and other firms in 2017. Outside of her advisory role, she has been involved with InstaCart since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Gloria Spencer is a Senior Financial Advisor at Merrill Lynch Wealth Management. She holds the professional designation of Personal Investment Advisor (PIA), reflecting her expertise in investment strategies and client portfolio management. Ms. Spencer earned her bachelor's degree from the University of Houston. Her role focuses on providing tailored financial advice to clients, drawing on her knowledge and experience in wealth management.