Midwest Financial Management, LLC

Midwest Financial Management provides ongoing portfolio management and financial planning to individuals, high‑net‑worth individuals, and state or municipal government entities, servicing a small client base with roughly $2.68 million in advisory assets. The firm documents client goals and constraints in an Investment Policy Statement and advises across mutual funds, equities, ETFs, fixed income, REITs and private placements.

The brochure describes a multi‑method approach—charting, cyclical, fundamental and technical analysis—and employs both long‑term and short‑term trading strategies; it also discloses the use of margin (borrowed funds) in client accounts. While the adviser indicates it can provide discretionary and non‑discretionary services, the filing shows all reported AUM as non‑discretionary, so clients typically retain authority over trading decisions.

What sets the firm apart from many peers is the explicit disclosure of margin use and potential exposure to derivatives and leveraged or complex ETF strategies noted in the risk discussion, combined with its essentially non‑discretionary asset base. The brochure also includes life insurance within its financial planning scope and specifies Interactive Brokers as the required custodian, which shapes execution, research access, and custody arrangements.