Mindie Molina Investments, LLC

Mindie Molina Investments, LLC provides ongoing portfolio management and investment advice to individual clients, including high‑net‑worth individuals, and tailors written Investment Policy Statements to each client's goals, risk tolerance and time horizon. The firm operates as a single‑advisor independent registered investment adviser and typically manages client accounts on a discretionary basis.

The firm’s investment approach draws on modern portfolio theory and quantitative analysis to construct allocations primarily using equities, fixed‑income securities and exchange‑traded funds, and it employs both long‑ and short‑term trading when appropriate. MMIL documents client objectives in an IPS, conducts periodic monitoring, may refer portions of portfolios to third‑party money managers after due diligence, and provides monthly account reporting through the custodian.

A distinctive aspect of the firm is its affiliation with an insurance business and that the principal is a licensed insurance agent who may receive compensation for insurance product sales; the brochure discloses this potential conflict and outlines documentation and disclosure practices. The firm also discloses that it will receive fee‑sharing compensation when directing clients to certain third‑party managers and describes procedures intended to manage those conflicts through disclosure and periodic review.