Leland, NC Office

MKT and Associates serves individual and high-net-worth clients as well as trusts, corporations, and retirement and profit‑sharing plans, providing discretionary portfolio management, advice on 401(k) and other retirement arrangements, and financial planning as an ancillary service to asset management clients. The firm uses third‑party money managers and custodian platforms to implement portfolios and does not offer standalone paid financial planning engagements.

Investment decisions are guided by individualized Investment Policy Statements, model portfolios that include tax‑managed variants across conservative to equity growth objectives, and a mix of mutual funds, ETFs, individual securities and separate account managers; MKT uses quantitative and qualitative analysis and periodically reviews accounts at least annually. The firm accepts discretionary authority for trading, may use third‑party software and vendors for research and reporting, and discloses that its management can include use of leverage and margin in client accounts.

Noteworthy for a recently registered adviser, MKT manages roughly $379 million with three advisors and provides both ERISA 3(21) consulting and, in some plans, 3(38) discretionary fiduciary services for retirement plans, a breadth of retirement roles less common at firms of this size. The firm also discloses several operational features that distinguish it from many peers: a suite of tax‑managed model portfolios, potential use of leveraged/inverse ETFs and derivatives, and fee calculations based on gross portfolio value (which the firm notes can create an economic incentive to use leverage), as well as participation in institutional custodian programs that provide benefits to the adviser.