Mosinee, WI Office

Modern Wealth LLC provides advisory services to individuals, high-performing W-2 employees, entrepreneurs, and small businesses through discretionary portfolio management, tiered financial planning delivered via a proprietary Alpha Dashboard, and pension consulting. The firm works with both high-net-worth and non-high-net-worth clients and commonly charges percentage-of-AUM fees for ongoing portfolio management.

The firm’s investment approach blends Modern Portfolio Theory and fundamental analysis with a long-term trading orientation, typically using ETFs and mutual funds while also offering access to alternatives such as structured products and private credit via registered funds. Client relationships are managed through technology-enabled monitoring and periodic strategic reviews tied to the client’s service tier, and MWL generally exercises discretionary trading authority while requiring a single custodian relationship for its portfolio clients.

Modern Wealth’s formal affiliations with an in-house insurance agency and an affiliated accounting/bookkeeping service distinguish it from many peers; some investment adviser representatives are licensed insurance agents and may receive commissions for insurance sales, and Enterprise-tier business clients are required to engage the affiliate (or an approved third party) to provide the real-time financial data used for FinOps oversight. The firm discloses these conflicts and describes procedures to mitigate them while coordinating strategic advice across its advisory and affiliate services.