Modesto Capital
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individual investors, high-net-worth individuals, and businesses, providing discretionary asset management, comprehensive and ongoing financial planning, and retirement-plan advisory services. It also acts in ERISA plan roles, offering both limited-scope 3(21) fiduciary advice and full discretionary 3(38) investment manager responsibilities for qualified retirement plans.
Investment programs are tailored to each client’s goals, time horizon, and risk tolerance and emphasize strategic asset allocation and mutual fund/ETF analysis, with discretionary authority to implement trades and periodic rebalancing. Accounts are reviewed at least quarterly, with monitoring for allocation drift, tax-loss harvesting opportunities, and plan-level reporting for ERISA clients.
Compared with peers of similar scale, the firm’s combination of public seminars and workshops with formal pension consulting is an uncommon service mix for a small independent adviser. The brochure also discloses limited custody through standing letters of authorization and a compact client base—approximately 12 client households and about $4,158,742 in discretionary assets—reflecting a concentrated operational model that integrates participant education and plan oversight alongside individual portfolio management.
Client services
Occupation focus
Fee options
Financial planning fixed fees range from $500 to $10,000; seminars/workshops $50 to $120 per attendee; ongoing financial planning quarterly fee $125 to $2,500
1.0% annually, negotiable
$150 per hour for financial planning consultation services
Main office
Elkins Park PA
Advisors at this office
1
Most active in
New Jersey · Pennsylvania · Texas
Also doing business as
Modesto Capital · Modesto Capital Advisors LLC
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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