Santa Maria, CA Office

Monarch Wealth Strategies is a registered investment adviser that provides discretionary wealth management, financial planning, and investment consulting to affluent individuals and families, trusts/estates, pension/profit‑sharing plans, and broker‑dealers. The firm generally works with clients who have at least $750,000 in investable assets and manages approximately $463 million for roughly 390 client relationships.

Investment decisions are informed by a mix of fundamental, technical, and third‑party analysis, and portfolios are constructed using strategic and tactical asset allocation alongside tax‑aware services such as tax‑loss harvesting, asset location, rebalancing, and distribution planning. While typically favoring longer‑term holdings, the firm may engage in shorter‑term trading and, on a case‑by‑case basis, utilize alternative investments including private funds, hedge funds, options, futures, and REITs.

Notable distinctions include the firm’s provision of investment consulting arrangements to brokerage customers and its retention of custody in certain instances through Standing Letters of Authorization (SLOAs), a custody practice the brochure discloses under SEC guidance. Associated persons may hold insurance licenses for client acquisition purposes, the firm reports no soft‑dollar arrangements, and it does not accept proxy‑voting authority for client accounts.