Montgomery Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$229,520,605
Clients
950
Advisors
4
across 2 offices
About
Montgomery Financial serves individual investors — including high-net-worth and non-HNW clients — and advises qualified retirement plans, offering discretionary portfolio management, ERISA 3(21) plan services, and financial planning and analysis. As of June 16, 2026 the firm reports about $229.8 million in discretionary assets under management and a client base of roughly 950 accounts.
The firm delivers investment management primarily through AE Wealth Management’s sub‑adviser platform, using discretionary authority to implement asset allocation, select investments, and perform periodic rebalancing; MF retains the ability to hire and terminate sub‑advisors on that platform. It also provides standalone financial analyses and runs educational seminars and workshops for the public, and offers a 90‑day client satisfaction guarantee that permits new clients to terminate for a full refund of advisory fees paid during the first 90 days.
Noteworthy features that differentiate Montgomery Financial from many peers include its affiliation with other investment advisers via the AE Wealth sub‑adviser arrangement and an affiliated insurance practice — the managing member devotes approximately 40% of his time to insurance activities and may offer insurance products to clients, a relationship the brochure discloses as a potential conflict of interest. The firm’s combination of sub‑adviser delegation, public educational workshops offered at no charge, and an explicit short‑term satisfaction refund policy are less common among similarly supported firms.
Client services
Expertise
Fee options
$0+: up to 1.75% annually for individual asset management accounts using AE Wealth Management platform (annual fee is negotiable; includes platform and money manager fees ranging from 0-0.75%) $0+: up to 0.50% annually for ERISA plan services (fee is negotiable and charged as a percentage of included assets)
Up to $350 per hour for financial analysis/planning when engaged outside of asset management
Main office
See office11718 Ocean Gateway
Ocean City MD 21842
Advisors at this office
3
Offices (2)
Most active in
Delaware · Florida · Maryland · Pennsylvania
Also doing business as
Montgomery Financial · Montgomery Financial Services, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Edward L
Series 65
Eldersburg, MD
Montgomery Financial
Edward Loftice is a financial advisor at Montgomery Financial with 13 years of industry experience. He holds a Series 65 designation and has worked at firms including MFS Wealth LLC and Tounjian Advisory Group. Outside of his advisory role, he is also a musician. Montgomery Financial serves individual clients, including high-net-worth households, and provides discretionary asset management through a sub-adviser platform as well as ERISA plan advisory services. The firm emphasizes affiliations with other investment advisers and offers educational seminars and workshops.
Nicholas C
Series 65
Ocean City, MD
Montgomery Financial
Nicholas Craven is a financial advisor with Montgomery Financial who holds a Series 65 designation and has nine years of industry experience. He has been associated with Montgomery Financial and its affiliated entities since 2016. In addition to advisory services, Mr. Craven is licensed as an insurance agent and spends approximately 40% of his time offering insurance-related products through MFS Wealth LLC. Montgomery Financial serves individual investors, including high-net-worth and non-HNW clients, as well as qualified retirement plans. The firm offers discretionary portfolio management, ERISA 3(21) plan services, and financial planning, using AE Wealth Management’s sub-adviser platform while providing public educational seminars and a 90-day client satisfaction guarantee.
William S
Series 63, Series 65
Ocean City, MD
Montgomery Financial
William Strausbaugh is a financial advisor at Montgomery Financial in Ocean City, MD, holding Series 63 and Series 65 credentials with two years of industry experience. His prior work includes roles at NYLIFE Securities LLC, New York Life Insurance Company, and Aflac Insurance Company. He also operates MFS Wealth LLC as an insurance agent. Montgomery Financial serves individual investors, including both high-net-worth and non-HNW clients, and advises qualified retirement plans through discretionary portfolio management and financial planning services. The firm utilizes AE Wealth Management’s sub-adviser platform and offers public educational seminars and a 90-day client satisfaction guarantee.
Jeffrey M
Series 65
Ocean City, MD
Montgomery Financial
Jeffrey Montgomery is a financial advisor at Montgomery Financial with 14 years of industry experience. He holds a Series 65 designation and has worked at MFS Wealth LLC since 2016, alongside his ongoing role at Montgomery Financial Services since 2011. In addition to his advisory work, he maintains an insurance practice, dedicating approximately 40% of his time to insurance services and products. Montgomery Financial serves individual clients, including high-net-worth households, and advises qualified retirement plans. The firm uses a sub-adviser platform for discretionary asset management and provides ERISA plan advisory services, financial analyses, and educational seminars.
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