A complete list of active advisors currently associated with Monticello Financial Advisors

Warmer can help you find a great advisor at Monticello Financial Advisors or one who fits your needs even better.

Monticello Financial Advisors provides financial planning and discretionary asset management to individuals (including high‑net‑worth clients), trusts, estates, and retirement plans. The firm’s brochure describes services such as cashflow management, asset management using firm models, financial planning, conduit accounts, annuity management and advisory annuities, and access to third‑party money managers. The firm describes a data‑driven, rules‑based process for cashflow and annuity management that uses mathematical modeling to align investment, tax, and insurance components, and documents periodic reviews of annuities and portfolios (at least annually for annuities and quarterly for managed accounts). Investment approaches combine passive and active strategies (each generally capped at 50%), emphasize diversification across asset classes and managers, and permit discretionary trading when authorized by the client. Monticello differs from many peers in its explicit affiliation with a limited‑purpose broker‑dealer that sells annuities and mutual funds and in advisors’ roles as licensed insurance agents, both of which the brochure identifies as potential conflicts of interest related to commissionable sales. The firm also recently added Annuity Management as a formal service, and its regulatory disclosures note a 2023 FINRA action involving the firm’s chief compliance officer (a suspension in a principal capacity and a fine), which is presented in the brochure’s disciplinary section.

To learn more about the advisors currently working at Monticello Financial Advisors, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.