Moonshot Planning LLC logo

Moonshot Planning LLC

Updated today

Client AUM

$820,046

Clients

8

Advisors

1

of 1 employees

About

Moonshot Planning LLC serves individual clients, high‑net‑worth individuals, and business owners. The firm is fee‑only and provides written financial planning (both ongoing and project‑based), investment management as part of ongoing planning, estate planning education, insurance reviews, and financial coaching.

The firm’s investment approach combines fundamental analysis and Modern Portfolio Theory, uses a mix of passive and active vehicles, and can incorporate socially conscious (ESG) options when requested. It delivers tailored plans and regular reviews, uses projections and modeled scenarios (e.g., retirement and college‑savings projections) in its advice, and manages client accounts on a non‑discretionary basis requiring client approval for trades.

Moonshot is distinctive among independent advisors in that it charges recurring fixed and project fees rather than primarily using percentage‑of‑AUM billing, and nearly all reported assets are managed non‑discretionarily (the brochure lists $768,157 in non‑discretionary AUM and $0 discretionary). The principal also provides separate business consulting through a related entity (Guajardo Consultants) and the brochure discloses that consulting engagements may include equity or performance‑linked compensation, which the firm says it addresses through entity separation, disclosure, and client consent.

Client services

Financial planning Portfolio management

Expertise

General estate planning guidance Charitable giving & philanthropy College savings (529s, UTMA, etc.) Cash flow / budgeting Retirement income strategy

Occupation focus

Founder/Business Owner Self-Employed

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Fee options

Fixed

Project-Based Financial Planning fixed fees range from $2,000 to $12,000.

Subscriptions

Ongoing Financial Planning fees are recurring fixed fees paid monthly, ranging from $150 to $1,500 per month.

Other

Fee-only: Ongoing Financial Planning fees range from $150 to $1,500 per month, paid monthly in advance; Project-Based Financial Planning fees range from $2,000 to $12,000 fixed fee.

Main office

Montclair CA

Advisors at this office

1

Most active in

Arizona · California

Also doing business as

Brighter Days Planning · Brighter Days Planning LLC · Moonshot Planning · Moonshot Planning LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Louis G

CFP®

Montclair, CA

Moonshot Planning LLC

Hi, I'm Louis Guajardo. I’m the founder of Moonshot Planning, a financial planning firm built specifically for creators, freelancers, and self-employed professionals - the people traditional finance tends to overlook. My journey started when I saw firsthand how the industry dismissed talented creators who didn’t fit the usual model. I watched a young creator making more than many people twice her age, yet she had no retirement plan, no tax strategy, and no financial roadmap. When I asked how we could help her, I was told to just ignore her. That stuck with me. After passing my CFP® exam and launching my own firm, Brighter Days Planning, I realized I’d built something safe and predictable - like everyone else. But when that same creator came back, signed up, and started referring her friends after we built her plan, everything changed. I realized this wasn’t just a niche; this was the entire point. So I burned it down and rebuilt, and that’s how Moonshot Planning was born. Today, I’m committed to serving the creators, freelancers, and self-employed people that the rest of the industry has overlooked, helping them build personalized financial plans that actually fit their lives and careers. Outside of work, I stay active and creative. I train in jiu-jitsu and boxing, skateboard, draw, and listen to music, all of which help me stay balanced, focused, and energized both personally and professionally.

General tax planning Income planning Tax strategies for small businesses Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Self-Employed Entertainment Industry Independent Contractor Young Professionals HENRY (High Earners, Not Rich Yet) Mid-Career Professionals
View complete list of advisors at this firm
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