Mosaic Wealth Management LLC

Mosaic Wealth Management LLC provides investment advisory services to individual and high‑net‑worth clients, offering portfolio management, selection of other advisers, and participation as a portfolio manager in a wrap fee program. The firm’s brochure indicates it works with mutual funds, ETFs, fixed income, real estate funds (including REITs), equities and certain non‑U.S. securities and may refer portions of client assets to third‑party managers.

MWM describes an investment process that draws on fundamental analysis, modern portfolio theory, quantitative and technical analysis and uses long‑term trading alongside options strategies (including covered and uncovered positions). The firm primarily implements strategies through mutual funds and ETFs, requires clients to use Raymond James as custodian, and states it does not exercise investment discretion over client accounts.

Distinctive features for a firm of this size include acting as the portfolio manager in a Raymond James‑sponsored wrap fee program (a relatively uncommon arrangement) and managing roughly $285 million in non‑discretionary assets with two advisors and about 199 client relationships. Operationally, the firm does not aggregate block trades for multiple accounts, may receive soft‑dollar research benefits from its custodian, and is deemed to have constructive custody due to its authority to debit fees and use standing letters of authorization.