My Money Person

My Money Person LLC provides financial planning to individuals and high‑net‑worth individuals through project‑based engagements, an ongoing comprehensive planning program called the Money Mindset program, limited‑scope ongoing support via the My Money mobile application paired with access to a financial coach, and hourly engagements. Services cover retirement planning, cash flow and debt management, employee benefits optimization, estate and tax planning, and investment analysis as part of broader financial plans.

For investment analysis the firm relies on modern portfolio theory and typically recommends passive, asset‑allocation approaches and tax‑efficient funds as part of its planning work, while leaving trade execution and custody to clients’ chosen custodians. MMP does not provide discretionary investment management or custody of client assets and conducts periodic plan monitoring and annual reviews for ongoing clients.

Notably, the firm does not offer portfolio management for individuals and does not use percentage‑of‑assets‑under‑management fee arrangements, which differs from most independent advisers. It reports no assets under management and instead deploys a mix of fixed‑fee project work, subscription or limited‑scope services, and hourly planning, which may be relevant for clients who want planning without delegated investment management.