Navigation Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$930,255,466
Clients
330
Advisors
3
across 2 offices
About
Navigation Group provides wealth planning, investment management, consulting and advisory referral services to individuals (including high-net-worth clients), pension and profit-sharing plans, investment companies and business entities. The firm manages approximately $1.012 billion in client assets—about $985.8 million discretionary and $26.3 million nondiscretionary—and also offers planning engagements billed on hourly or fixed-fee bases.
The firm employs a strategic asset allocation approach with annual rebalancing and limited tactical adjustments, using a mix of passive index funds and actively managed mutual and exchange-traded funds and evaluating managers on multi-period return, risk and turnover metrics. Navigation Group integrates investment management with coordinated wealth-planning work—risk management, tax and estate coordination, education funding and facilitated family wealth meetings—and may trade on a discretionary basis within client mandates.
Notable features include a relatively small advisory staff (three advisors) overseeing over $1 billion in assets and associated persons who are registered principals of LPL Financial and licensed insurance agents, which can give rise to broker-dealer and insurance compensation and referral relationships. The firm also offers less-common services such as post-mortem estate assistance and a Family Financial Philosophy process targeted at clients with more than $10 million, and it does not impose an account minimum.
Client services
Expertise
Fee options
Estate Plan Annual Review: $275; Family Financial Philosophy Process: $2,500; Other fixed fees generally range from $2,500 to $10,000
Negotiable between 0.40% to 1.90% annually
Associated persons may receive brokerage commissions and insurance commissions through LPL Financial and insurance companies, respectively, but these are separate from advisory fees.
$575/hour for financial planner, $225/hour for para-planner, $150/hour for post-mortem services
Fee-only: Hourly fees: $575/hour for financial planner, $225/hour for para-planner, $150/hour for post-mortem services; Fixed fees: $275 for Estate Plan Annual Review, $2,500 for Family Financial Philosophy Process, other fixed fees generally range from $2,500 to $10,000
Main office
See office3 Lagoon Drive, Suite 110
Redwood City CA 94065
Advisors at this office
2
Offices (2)
Most active in
California · Florida · New York · Oregon · Washington
Also doing business as
Navigation Group LLC · Navigation Group, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Karen F
Series 63, Series 66
Redwood Shores, CA
Navigation Group LLC
Karen Franco is a financial advisor with Navigation Group LLC in Redwood Shores, CA, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. She has worked with LPL Financial LLC since 2006 and has been involved with Navigation Group, Inc. since 2003. Outside of her advisory roles, she is involved in operating Whispering Hills Horse Ranch. Navigation Group provides discretionary investment management and comprehensive wealth planning primarily for individual and high-net-worth households, as well as pension plans, business entities, and investment companies. The firm’s investment approach emphasizes strategic asset allocation with a combination of passive index funds and actively managed mutual funds or ETFs, coordinated with tax and estate planning considerations.
Erik D
CFP®, Series 63
Redwood City, CA
Navigation Group LLC
Erik Davis is a CFP® professional with 33 years of industry experience. He has been with Navigation Group LLC since 2000 and is also associated with LPL Financial, LLC since 1998. Based in Redwood City, CA, he holds a Series 63 license. Navigation Group provides discretionary investment management and comprehensive wealth planning primarily for individual and high-net-worth households, along with pension plans and business entities. The firm’s investment approach emphasizes strategic asset allocation with a mix of passive index funds and actively managed mutual funds or ETFs, coordinated with tax and estate planning considerations.
Carlo P
Series 63, Series 65
Redwood City, CA
Navigation Group LLC
Carlo Panaccione is a financial advisor with Navigation Group LLC in Redwood City, CA, holding Series 63 and Series 65 credentials and 40 years of industry experience. He has been with Navigation Group since 1999 and affiliated with LPL Financial, LLC since 1998. He has also engaged in paid speaking on practice management and tools in the past. Navigation Group provides wealth planning, investment management, consulting, and advisory referral services to individuals, including high-net-worth clients, pension and profit-sharing plans, investment companies, and business entities. The firm employs a strategic asset allocation approach combining passive and actively managed funds, integrates investment management with coordinated wealth planning, and manages over $1 billion in client assets.
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