Redwood City, CA Office

Navigation Group provides wealth planning, investment management, consulting and advisory referral services to individuals (including high-net-worth clients), pension and profit-sharing plans, investment companies and business entities. The firm manages approximately $1.012 billion in client assets—about $985.8 million discretionary and $26.3 million nondiscretionary—and also offers planning engagements billed on hourly or fixed-fee bases.

The firm employs a strategic asset allocation approach with annual rebalancing and limited tactical adjustments, using a mix of passive index funds and actively managed mutual and exchange-traded funds and evaluating managers on multi-period return, risk and turnover metrics. Navigation Group integrates investment management with coordinated wealth-planning work—risk management, tax and estate coordination, education funding and facilitated family wealth meetings—and may trade on a discretionary basis within client mandates.

Notable features include a relatively small advisory staff (three advisors) overseeing over $1 billion in assets and associated persons who are registered principals of LPL Financial and licensed insurance agents, which can give rise to broker-dealer and insurance compensation and referral relationships. The firm also offers less-common services such as post-mortem estate assistance and a Family Financial Philosophy process targeted at clients with more than $10 million, and it does not impose an account minimum.