Neal Financial Group, L.P.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Neal Financial Group LP provides financial planning and pension-consulting services to employee benefit plans, trusts, estates, charitable organizations, corporations, insurance companies and similar entities, and also prepares written financial plans and specialty planning for individual clients. The firm emphasizes advisory and consulting engagements rather than discretionary portfolio management, producing written analyses and recommendations for clients and plan fiduciaries.
Its investment analysis relies on techniques such as Modern Portfolio Theory and discounted cash flow models and uses commercial research tools (for example, Morningstar) to support recommendations. Neal Financial Group LP does not take custody or discretionary trading authority over client assets and documentation indicates implementation is typically completed through affiliated broker‑dealers or by the client.
What distinguishes the firm from many peers is its formal pension‑consulting practice and explicit affiliations with other investment advisers and broker‑dealers, with associated persons licensed to sell securities and insurance alongside their advisory roles. The brochure also notes a small, focused advisory team and a fee approach that does not typically rely on percentage‑of‑AUM billing, and discloses that many associated persons spend a substantial portion of their time on securities and insurance sales, which can influence how recommendations are implemented.
Client services
Expertise
Fee options
Clients pay an agreed amount of estimated fee in advance for specialty planning or written financial plans, with balance due upon completion.
Associated persons may receive commissions for sales through LPL Financial, including 12b-1 fees on mutual funds and commissions on insurance products.
Hourly fees charged for specific services beyond monthly agreement, subject to negotiation and dependent on professional level. No specific rate stated.
Monthly service agreement fees that include most services other than written financial plans. Clients may pay via automatic bank draft on monthly basis.
Fee-only: Hourly fees subject to negotiation, dependent on the individual providing the service. Fees payable at completion of sessions or periodically in arrears. Most services except written financial plans are included in monthly service agreement.
Main office
See office19710 Fm 2920 Rd
Tomball TX 77377
Advisors at this office
2
Offices (2)
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Advisors at this firm
Douglas N
CFP®, Series 63, Series 65
Tomball, TX
Neal Financial Group, L.P.
Douglas Neal is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial. He has been operating Neal Financial Group, L.P. since 2002 and has served with LPL Financial since 2001. Neal also hosts a radio show called The Money MakeOver Team. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and accommodates various advisory and brokerage service combinations to meet client needs.
James K
ChFC®, Series 63
Houston, TX
Neal Financial Group, L.P.
James Keys Jr. is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 34 years of industry experience. He has been with LPL Financial since 2002 and also operates Neal Financial Group, LP, which provides fixed insurance products. In addition to his advisory roles, Keys is a partner in a family business involved in purchasing and renovating homes for resale. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm provides a variety of investment delivery options supported by an in-house research team and combines large-scale advisory operations with a range of non-advisory financial products.
Marie N
CFP®, Series 63, Series 65
Houston, TX
Neal Financial Group, L.P.
Marie Navarre is a CFP® professional with 27 years of experience in financial advising. She has been with Neal Financial Group, L.P. since 2002 and also maintains an affiliation with LPL Financial, LLC over the same period. Outside of her advisory work, she assists in her spouse’s medical office with secretarial duties. Neal Financial Group, L.P. provides financial planning and pension-consulting services to various entities including employee benefit plans, trusts, and corporations, as well as individual clients. The firm focuses on advisory and consulting engagements supported by formal pension-consulting expertise and employs analytic techniques such as Modern Portfolio Theory and discounted cash flow models.
Steven R
CFP®, Series 63
Tomball, TX
Neal Financial Group, L.P.
Steven Ruderman is a CFP® with 43 years of experience in the financial services industry. He is affiliated with Neal Financial Group, L.P. and has held roles at LPL Financial, LLC since 2009. Ruderman also serves as a FINRA arbitrator and sells fixed life insurance and annuities as part of his professional activities. Neal Financial Group, L.P. provides financial planning and pension-consulting services to employee benefit plans, trusts, estates, charitable organizations, corporations, and individual clients. The firm emphasizes advisory and consulting engagements, using investment analysis techniques such as Modern Portfolio Theory and discounted cash flow models, and typically does not take custody or discretionary trading authority over client assets.
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