Nine Gems Investment Management

Nine Gems serves individuals as well as institutional clients such as pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities. The firm provides fee‑based investment advisory and financial planning services, including discretionary, customized portfolio management and qualified retirement plan consulting for plan sponsors.

The adviser follows a tactical allocation strategy aimed at reducing risk and seeking improved performance, using fundamental, technical and cyclical analysis where appropriate. Portfolios may include a wide range of instruments — listed and over‑the‑counter securities, mutual funds, options, margin and interests in partnership vehicles — with allocations and cash positions tailored to client objectives and risk tolerances.

A distinctive feature of the firm is its emphasis on pension consulting for plan sponsors, including assistance with investment policy statements, quarterly investment monitoring and reporting, investment selection recommendations, and participant education or special projects. The brochure also notes the firm provides company valuation and general business consulting (reported as a recurring ancillary activity) and that its analytical approach is informed by the principal’s data‑science and analytics background.