Northbrook Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Northbrook Financial provides investment management and financial planning primarily to individual and high-net-worth clients, and also advises employer-sponsored retirement plans. The firm reports about $108.8 million in discretionary assets under management, serves roughly 127 clients with a two-advisor team, and offers services that include portfolio management, ongoing comprehensive financial planning, retirement income planning, employee benefit plan consulting, and public speaking engagements.
Investment programs are tailored to each client using an investment policy statement and a combination of analytical approaches (fundamental, technical, cyclical, charting) alongside principles of modern portfolio theory; the firm typically manages accounts on a discretionary basis and allows reasonable client-imposed restrictions. Northbrook Financial also uses third-party platforms and managers — including Altruist as a sub-advisor and Pontera for management of held-away accounts — and conducts periodic reviews to rebalance and adjust allocations.
Noteworthy differences from many peers include an affiliation with a separate tax-preparation entity and a managing member who is a CPA, enabling coordinated tax planning options for clients (engagement is optional). The firm is also a participant in a wrap-fee program and delivers occasional educational seminars and speaking engagements, and it offers technical arrangements to monitor and adjust held-away assets via third-party aggregation tools.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%
Financial planning ongoing fees paid monthly, ranging $800 - $5,000 per month (negotiable)
Minimum fee: $10,000 minimum annual fee applies Fee-only: Ongoing Financial Planning: upfront fee $2,000 plus $800 - $5,000 per month (negotiable). Retirement Income Planning: upfront fee $2,000 plus $1,000 - $5,000 per month (negotiable)
Main office
1340 Smith Ave Ste 200
Baltimore MD 21209
Advisors at this office
2
Most active in
Florida · Maryland · Massachusetts · New Jersey · New York · Virginia
Also doing business as
Northbrook Financial · Northbrook Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Mike D
CFP®, ChFC®
Baltimore, MD
Northbrook Financial
Mike focuses his energy into helping clients navigate all of their financial needs. His experience includes a stint on the floor of the New York Stock Exchange, a career focused on investments at Brown Advisory and insurance at Securian Financial. During these experiences, he learned that a balanced approach and strategic financial planning is what can help clients achieve their goals. When not talking to clients or researching the next great opportunity for them, Mike & his wife enjoy quiet city living and relaxing whenever their new daughter allows. He loves playing soccer, lacrosse, golf, basketball… and really any sport. When he’s not meeting friends or family at the movies or the local watering hole, you can normally find him reading something very nerdy, like science fiction or financial science.
Elliot P
CFP®
Baltimore, MD
Northbrook Financial
Elliot Pepper is a CFP® professional with six years of experience currently with Northbrook Financial in Baltimore, MD. He is also a CPA and Managing Member of Northbrook Tax, LLC, a tax planning and preparation firm. In addition, he teaches financial literacy at Beth Tfiloh Dahan Community School. Northbrook Financial provides investment management and financial planning primarily to individual and high-net-worth clients, as well as employer-sponsored retirement plans. The firm uses a tailored approach combining multiple analytical methods and modern portfolio theory, managing approximately $108.8 million in discretionary assets for around 127 clients with a two-advisor team.
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