Northern Monarch Capital LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Northern Monarch Capital LLC is a state-registered investment adviser formed in January 2024 that provides asset management, retirement-plan advisory (including limited-scope ERISA 3(21) services), and hourly financial planning to individuals, small businesses, trusts, estates, and charities. The firm reports $40.7 million in discretionary assets under management and delivers ongoing portfolio management alongside one-off or periodic financial planning engagements.
NMC generally manages client portfolios on a discretionary basis, favoring exchange-traded funds, mutual funds, and common equities, and documents client objectives and restrictions in a client profile or investment policy statement. The brochure describes a mix of fundamental, technical, charting, and cyclical analysis, quarterly account reviews, and a requirement that custody be maintained through Charles Schwab while the firm assists plan sponsors with IPS development and monitoring.
Noteworthy distinctions disclosed in the brochure include a regulatory consent order dated February 21, 2025 involving firm management that resulted in administrative fines (Item 9) and a related South Dakota consent order for one principal; these disciplinary matters are disclosed in the firm’s filings. The brochure also highlights that NMC reports only discretionary assets (no non‑discretionary AUM), does not participate in wrap fee programs, and requires the use of Schwab as custodian for accounts it manages.
Client services
Expertise
Occupation focus
Fee options
1.25% annually flat fee for all assets under management
$250 per hour for financial planning and consulting
Fee-only: Financial planning and consulting at $250 per hour
Main office
Fox Island WA
Advisors at this office
3
Most active in
California · South Dakota · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Troy C
Series 65
Fox Island, WA
Northern Monarch Capital LLC
Troy Colby is a financial advisor at Northern Monarch Capital LLC with 12 years of industry experience. He holds a Series 65 designation and previously worked for Sabin Investment Management, Inc. for 10 years before joining Northern Monarch Capital in 2024. Northern Monarch Capital LLC is a state-registered investment adviser that offers asset management, retirement-plan advisory, and financial planning services to individuals, small businesses, trusts, estates, and charities. The firm manages approximately $40.7 million in discretionary assets, focusing on exchange-traded funds, mutual funds, and common equities with an investment approach involving fundamental, technical, charting, and cyclical analysis.
Scott S
Series 63, Series 65
Fox Island, WA
Northern Monarch Capital LLC
Scott Smith is a financial advisor with Northern Monarch Capital LLC, holding Series 63 and Series 65 licenses and 31 years of industry experience. His prior roles include positions at Sabin Investment Management, Inc., KeyBanc Capital Markets Inc., and Fidelity. Northern Monarch Capital LLC is a state-registered investment adviser providing asset management, retirement-plan advisory, and hourly financial planning services to individuals, small businesses, trusts, estates, and charities. The firm manages portfolios primarily on a discretionary basis using exchange-traded funds, mutual funds, and common equities, and emphasizes documented client objectives alongside regular account reviews.
Allen W
Series 65
Fox Island, WA
Northern Monarch Capital LLC
Allen Woodard is a financial advisor with Northern Monarch Capital LLC, holding a Series 65 designation and 15 years of industry experience. He worked at Sabin Investment Management, Inc. for 14 years before joining Northern Monarch Capital in 2024. Northern Monarch Capital LLC is a state-registered investment adviser serving individuals, small businesses, trusts, estates, and charities. The firm manages discretionary portfolios using exchange-traded funds, mutual funds, and equities, and offers asset management, retirement-plan advisory services, and financial planning.
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