Northstar Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Northstar Financial Advisors serves individuals, trusts and retirement plans, providing discretionary portfolio management and limited financial planning. The firm manages approximately $195 million in discretionary assets and also offers 3(38) investment-manager services for qualified retirement plans, accepting responsibility for selecting and monitoring plan investment lineups.
The firm’s investment approach emphasizes fundamental, value-oriented analysis and a long-term holding discipline, often resulting in concentrated portfolios with sector weightings that may materially differ from broad market indexes. Northstar uses asset-allocation tools when appropriate and draws on public filings, independent research services and financial press to inform security selection.
A feature that distinguishes the firm from many peers is its affiliation with an accounting practice: the firm’s principal is a Certified Public Accountant and the brochure discloses that accounting and tax-preparation services are provided to some clients under separate agreements. The firm also requires clients to use a designated custodian for execution and reporting, discloses that it may permit borrowing in managed accounts, and documents specific policies for handling concentrated positions and personal trading.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for limited financial planning services, negotiable
1% annually of assets under management, negotiable, potentially lower for bond-heavy accounts
Hourly financial planning rate at $500/hour, negotiable
Account minimum: $500,000 (negotiable, can accept lesser amounts at discretion) Fee-only: Financial planning fees charged either as fixed fee or hourly at $500/hour, negotiable
Main office
North Caldwell NJ
Advisors at this office
1
Most active in
Florida · New Jersey · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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