Livermore, CA Office

Oak Tree Securities, Inc. provides estate and financial advisory services to individuals and couples, salaried executives, small business owners and retirees, and also offers services for pension and profit‑sharing plans, trusts and estates. Services described in the brochure include portfolio analysis, retirement projections, tax and estate planning, education funding, brokerage investment advice and portfolio management.

The firm’s investment approach emphasizes diversified allocations combining less-volatile fixed income with growth and inflation‑hedged equity exposures, selecting mutual funds for consistent historical performance and holding individual stocks with a buy‑and‑hold orientation. Accounts are managed on a non‑discretionary basis—transactions are executed only with client consent—and the firm provides ongoing reviews and periodic performance reporting without applying market timing.

Oak Tree Securities operates both as a registered investment adviser and a FINRA‑registered broker‑dealer, clearing brokerage transactions through Wedbush, and its representatives may receive commissions and insurance compensation; it also maintains a grandfathered affiliation with another registered investment adviser, features that are uncommon among similar supported firms. The advisory business is notable for being primarily non‑discretionary and focused on non‑high‑net‑worth individual clients rather than a high‑net‑worth clientele, a client and operational mix that differs from many peers.