College Station, TX Office

OFG Financial Services is a multi-advisor SEC-registered investment adviser that serves individuals and corporate clients, reporting approximately $271 million in client assets, about 850 client relationships, and a team of 28 advisors. The firm provides portfolio management across multiple platforms (including Orion, Charles Schwab, RBC Capital Markets and AssetMark), written financial planning, and limited consulting, and it facilitates timing/management relationships with third‑party managers.

OFG employs fundamental analysis to construct portfolios that commonly emphasize no‑load mutual funds but may include a broad range of securities, and it delivers written financial plans and targeted consultations. The firm manages accounts on a non‑discretionary basis only (it does not accept discretionary authority) and typically asks clients to direct brokerage, with many accounts cleared through its affiliated broker‑dealer and RBC Capital Markets.

Noteworthy aspects include the firm’s integrated broker‑dealer and insurance activities: many investment adviser representatives are also registered representatives or licensed insurance agents who may implement recommendations in their separate capacities and receive commissions, and the firm has an affiliated insurance entity (OFG Planning Services, Inc.). OFG also acts as a solicitor for third‑party timing and management firms and disclosed a prior FINRA finding related to its broker‑dealer’s e‑mail supervisory procedures, a matter the firm reports has been addressed.