On the Trail Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
On the Trail Financial Planning, LLC provides holistic financial planning and discretionary portfolio management for individuals, high‑net‑worth clients, trusts, and charitable organizations. The firm reports about $83.8 million in discretionary assets under management across 67 clients and offers both ongoing planning engagements and one‑time financial plans.
The firm typically implements client investment policy statements through a low‑cost, passive approach using index mutual funds and exchange‑traded funds, and it acts in a discretionary fiduciary capacity for managed accounts. It recommends institutional custodians (Schwab and Altruist), executes trades on an account‑by‑account basis rather than aggregating block orders, and does not provide separate written performance reports to investment management clients.
Distinctive features include a relatively large asset base for a single‑advisor practice and a fee‑only model with no disclosed related‑party arrangements or outside compensation. The firm does not vote client proxies (clients retain that responsibility), maintains a written business continuity plan, and documents a Code of Ethics that it reviews and updates periodically.
Client services
Expertise
Fee options
$0 - $500,000: 1.20% $500,001 - $1,000,000: 0.90% $1,000,001 - $3,000,000: 0.75% $3,000,001+: 0.60%
Minimum fee: Financial Planning ongoing fee minimum is $4,000 per year Fee-only: Financial planning fees: up to $2,000 upfront plus ongoing quarterly fees totaling at least $4,000 per year; one-time financial plan fee $3,000
Main office
Walnut Creek CA
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Honeycomb Financial, LLC · On The Trail Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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