A complete list of active advisors currently associated with On the Trail Financial Planning, LLC

Warmer can help you find a great advisor at On the Trail Financial Planning, LLC or one who fits your needs even better.

On the Trail Financial Planning is an independent, fee-only advisory firm that provides holistic financial planning and discretionary portfolio management to individuals (including high‑net‑worth clients), trusts, and charitable organizations. The firm offers both one‑time and ongoing planning engagements and routinely addresses retirement, estate, tax, insurance, college‑savings, cash‑flow, and risk‑management topics as part of its planning services. The firm’s investment approach emphasizes low‑cost, passive management, constructing asset‑allocation portfolios primarily with index mutual funds and ETFs and managing client accounts on a discretionary, fiduciary basis. Custody is maintained at independent custodians (the brochure references relationships with Schwab and Altruist), and the firm conducts quarterly account reviews while delivering written financial plans to planning clients; it does not provide separate written portfolio reports for managed accounts. Distinctive for a solo adviser, the firm reports roughly $83.8 million in discretionary assets under management across about 67 client relationships, resulting in a higher assets‑per‑adviser concentration than many peers. The firm also notes operational practices that differ from some rivals — it does not aggregate or block trades across clients, maintains a formal Code of Ethics and business‑continuity plan, and operates without third‑party sales compensation.

To learn more about the advisors currently working at On the Trail Financial Planning, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.