Oneadvocate Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
OneAdvocate Financial LLC is a state-registered investment adviser that offers investment advisory and financial planning services to individuals, high-net-worth clients, corporations, and company-sponsored retirement plans. In addition to managed accounts, the firm provides retirement plan consulting services such as plan design, investment lineup selection and monitoring, administration support, education, co‑fiduciary assistance, and benchmarking.
The firm delivers both discretionary and non-discretionary managed-account services and tailors recommendations to client objectives, time horizon, and risk tolerance using tools such as asset allocation, dollar‑cost averaging, technical analysis, and a mix of short‑ and long‑term strategies. It recommends using an independent custodian (Charles Schwab), charges fees based on assets under management rather than performance fees, and performs quarterly account reviews and ongoing due diligence on investment options.
Notable distinctions include a specific emphasis on retirement plan (pension) consulting — a service that is relatively uncommon for firms in this category — and affiliations with insurance and benefits-related businesses; some representatives are licensed insurance agents and the firm discloses the potential for commissionable product sales. The brochure also indicates the firm is newly formed, currently reports no assets under management, and operates with a very small advisory staff, factors that may affect its capacity and service model compared with larger peers.
Client services
Fee options
One-time implementation fee of $200 per employee (retirement plan consulting)
N/A+: 0.50% annually (Non-Discretionary Strategy - Retail Asset Management) N/A+: 0.90% annually (Discretionary Strategy - Retail Asset Management) N/A+: 0.35% annually (Non-Discretionary Strategy - Retirement Plan Consulting) N/A+: 0.75% annually (Discretionary Strategy - Retirement Plan Consulting)
Fee-only: $40 monthly planning fee billed monthly in arrears (retail clients); $40 per employee per month billed monthly in arrears (retirement plan clients)
Main office
Indianapolis IN
Advisors at this office
3
Most active in
Indiana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Jay S
Series 63
Indianapolis, IN
Oneadvocate Financial LLC
Jay Steger is the sole advisor at Oneadvocate Financial LLC in Indianapolis, IN, with 20 years of industry experience and a Series 63 designation. His prior work includes roles at American United Life and operating several businesses focused on payroll and benefits advocacy. Outside of financial advising, he serves as CEO of Access Payroll of America, a payroll processing company. Oneadvocate Financial LLC is a state-registered investment adviser serving individuals, high-net-worth clients, corporations, and retirement plans. The firm offers discretionary and non-discretionary managed accounts along with retirement plan consulting, utilizing tailored strategies based on client goals, risk tolerance, and time horizon.
Josiah G
Series 65
Indianapolis, IN
Oneadvocate Financial LLC
Josiah Gulbro is a financial advisor at OneAdvocate Financial LLC with a Series 65 credential and one year of industry experience. Prior to joining the firm in 2026, he worked at Anderson University for four years and Yorkville High School for seven years. OneAdvocate Financial LLC is a state-registered investment adviser that provides investment advisory and financial planning services to individuals, high-net-worth clients, corporations, and company-sponsored retirement plans. The firm offers both discretionary and non-discretionary managed-account services and emphasizes retirement plan consulting, including plan design, investment selection, and education.
Cecily S
Series 65
Indianapolis, IN
Oneadvocate Financial LLC
Cecily Stilley is a financial advisor at Oneadvocate Financial LLC in Indianapolis, IN, holding a Series 65 designation with one year of industry experience. Her prior work includes roles at Benefit Advocate Corporation and Aflac, where she has been employed for six years. She has also held positions outside the financial sector, including work with Pink Jeep Adventure Tours and Dumpster Dan Sanitation LLC. Oneadvocate Financial LLC is a state-registered investment adviser providing financial planning and investment advisory services to individuals, high-net-worth clients, corporations, and retirement plans. The firm offers both discretionary and non-discretionary managed accounts and focuses on retirement plan consulting, using strategies tailored to client objectives and risk tolerance.
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