Azusa, CA Office

Optima Capital LLC provides discretionary portfolio management, financial planning, and consulting to individuals, charitable organizations, and corporations. The firm’s brochure reports $292,800,549 in discretionary assets under management as of December 31, 2024 and a general account minimum of $50,000 (which may be waived).

Investment advice is tailored and delivered primarily through ETF and mutual fund strategies, model portfolios (including those from unaffiliated third‑party managers), and a mix of analytical methods such as modern portfolio theory, fundamental, technical and cyclical analysis. The brochure notes the firm may use derivatives, options, leveraged ETFs and digital assets in client accounts when appropriate, and that it currently uses AI tools for operational and client‑service functions (not for investment selection).

What distinguishes Optima Capital from many peers is its affiliation with Premier Network, a group of related entities that provide CPA services, tax planning, insurance and employee‑benefit services, and other financial‑industry activities; several associated persons also act as insurance agents and registered representatives with an independent broker‑dealer. Those relationships and associated referral and compensation arrangements are disclosed in the ADV and may present conflicts of interest, which the firm states clients are under no obligation to accept.