Optimized Capital LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$3,880,000
Clients
5
Advisors
2
of 2 employees
About
Optimized Capital LLC provides financial planning, portfolio management, and retirement-plan consulting to a small set of clients that includes individuals (including high-net-worth clients), corporations, and pension or profit-sharing plans. The firm reports managing about $62.6 million in client assets across five client relationships and generally requires a $500,000 account minimum (which may be waived).
The firm constructs customized model portfolios with an emphasis on asset allocation and may use fundamental, technical, and long-term strategies, with periodic rebalancing. Although its management agreement allows for discretionary trading, the brochure shows the firm manages $3.88 million on a discretionary basis and $58.696 million on a non-discretionary basis as of January 1, 2026, indicating most assets are managed in a non-discretionary, advisory capacity.
Distinctive features disclosed in the brochure include that the firm’s principal maintains a licensed insurance practice and may receive commissions for insurance product sales, and that the firm provides ERISA 3(21) and 3(38) services for retirement plans. The firm also notes it was newly registered as an investment adviser in December 2024 and recommends Charles Schwab as its custodian, from which it receives certain economic benefits.
Client services
Expertise
Fee options
Annual fixed fee for portfolio management no less than $10,000; annual fixed fee for retirement plan consulting no less than $5,000
$0 - $1,000,000: 1.50% annually $1,000,001+: 1.00% annually (or fixed fee no less than $10,000, negotiable)
Account minimum: $500,000 (may be waived at discretion) Minimum fee: Annual fixed fee no less than $10,000 for accounts over $1 million; annual fixed fee no less than $5,000 for retirement plan consulting Fee-only: Annual fixed fees for portfolio management and retirement plan consulting services
Main office
Schererville IN
Advisors at this office
2
Most active in
Illinois · Indiana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
David B
Series 63, Series 65
Schererville, IN
Optimized Capital LLC
David Bonifield is a financial advisor at Optimized Capital LLC with nine years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Fourstar Wealth Advisors, LLC and U.S. Bank. Outside of his advisory role, he serves as president of Boniventures, Inc., a consulting firm unrelated to investments. Optimized Capital LLC provides financial planning, portfolio management, and retirement-plan consulting to individuals, corporations, and pension or profit-sharing plans. The firm emphasizes customized model portfolios focused on asset allocation and employs a mix of fundamental, technical, and long-term strategies with periodic rebalancing.
Gene W
CFP®, Series 63, Series 66
Schererville, IN
Optimized Capital LLC
Gene Witt is a CFP® with 20 years of industry experience and is currently affiliated with Optimized Capital LLC. He has previously worked at FourStar Wealth Advisors, LLC, and Cetera Investment Advisers LLC. In addition to his advisory work, Witt maintains a licensed insurance practice selling health, property, and casualty insurance. Optimized Capital LLC provides financial planning, portfolio management, and retirement-plan consulting to individuals, corporations, and pension or profit-sharing plans. The firm specializes in customized model portfolios focused on asset allocation and offers both discretionary and non-discretionary management services.
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