Kitty Hawk, NC Office

Orca Wealth Management is a fee-only registered investment adviser that serves individuals, high-net-worth clients, trusts, retirement plans and small institutions with investment management, financial planning, and plan‑sponsor consulting. The firm provides both discretionary and limited non‑discretionary portfolio management and assists clients with selection and oversight of Independent Managers.

Orca constructs risk‑adjusted, tax‑aware portfolios using a mix of active and passive strategies across equities, fixed income, mutual funds, ETFs and separately managed accounts, tailoring allocations to each client’s objectives and risk profile. Portfolios may employ margin and option strategies where appropriate, and the firm offers a bundled wrap‑fee program that combines management and trade execution.

What distinguishes Orca from many peers is its scale relative to its advisory resources: the firm manages roughly $224 million and serves over 400 client relationships, a concentration of assets and clients per advisor that is uncommon among supported firms. The firm also sponsors a wrap fee program, discloses the potential use of borrowing within separately managed accounts, and maintains negotiated brokerage and custody arrangements (including institutional services and startup funding from its broker), factors that can affect execution, reporting and potential conflicts of interest.