Lafayette, CA 3703 Mt Diablo Blvd Office

Niraj Baxi is a financial advisor at OSAIC based in Lafayette, CA, holding the ChFC® designation and Series 63 license with 41 years of industry experience. He previously worked at Signator Investors Inc for 10 years and Royal Alliance Associates, INC. for 8 years. In addition to his advisory role, Baxi owns a sole proprietorship involved in insurance and financial services, focusing on client solicitation and maintenance. OSAIC Wealth serves a diverse mix of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services including financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, affiliate network, and private-equity ownership.

Cody Rasmussen is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at Jhfn Sii for five years before joining OSAIC in 2018. Rasmussen serves as a Major in the U.S. Military Reserves, performing duties as an Operations Officer for an Emergency Operations Cell. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporations. The firm offers comprehensive financial planning and advisory services through a multi-advisor platform that employs model-based asset allocation and portfolio optimization.

Jared Dannis is a financial advisor at Osaic with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. for a combined 18 years. Outside of advising, he serves as a trustee for an immediate family member’s irrevocable trust. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a variety of brokerage and advisory services such as financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by a wide range of customizable strategies and third-party manager selections.

Marcelo Francys Oliveira is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Sii, Transamerica Financial Advisors, and Investment Advisors International, Inc. Outside of his advisory role, he is the CEO and owner of CDG Capital Partners LLC, an e-commerce business serving clients in Brazil. OSAIC Wealth serves a diverse clientele including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, employing a model-based investment process that supports discretionary and non-discretionary strategies along with third-party money manager programs.

Vince Affinito is a financial advisor with OSAIC in Lafayette, CA, holding Series 63 and 65 licenses and bringing 40 years of industry experience. He previously worked at Signator Investors, Inc. for 24 years before joining OSAIC in 2018. Outside of his advisory roles, he operates a sole proprietorship involved in life insurance and annuity sales. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, supporting various discretionary and third-party managed strategies.

Argenis Biscardi Melendez is a CFP® professional with six years of industry experience, currently affiliated with OSAIC. His career includes roles at Royal Alliance Associates, NYLIFE Securities LLC, and New York Life Insurance Company. He also supports Pacific Financial Partners as part of a team servicing existing clients with insurance and investment products. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform focused on model-based asset allocation and portfolio optimization.

Charles Bond is a CFP® professional with 42 years of industry experience, currently affiliated with OSAIC in Lafayette, CA. His prior roles include positions at Royal Alliance Associates, Inc., Signator Investors, Inc., and Transamerica Financial Advisors. Bond is also a managing member of Bond Financial and Insurance Services LLC, an insurance agency operated with family members that offers health, life, dental, disability, and vision insurance products. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization.

Newton Ilawole is a financial advisor with OSAIC in Lafayette, CA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked with Royal Alliance Associates, Inc. since 2018 and previously with Signator Investors, Inc. from 2016 to 2018. In addition to his advisory role, he has served as an associate broker agent with Spec Homes Realtors for over 20 years on a limited, non-soliciting basis. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various investment strategies and maintaining a complex affiliate network.

William Finnegan is a financial advisor with OSAIC based in Lafayette, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Royal Alliance Associates, Sii, Double Diamond Financial, Coinbase Capital Markets Corp, and Osaic FS, Inc. Outside of his advisory work, he serves as an assistant boys' basketball coach at Oceanside Schools. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and various portfolio management solutions. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed investment strategies across multiple custodial and program arrangements.

Stephen Hsieh is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc./JHFN. Outside of his advisory role, he operates as an independent life and insurance sales agent under the DBA Pacific Financial Partners. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by risk assessment tools and a range of managed account strategies.

Susan Kramer is a financial advisor at OSAIC with 39 years of industry experience. She holds a Series 63 designation and has worked at several firms, including Royal Alliance Associates, Signator Investors, and Transamerica Financial Advisors. OSAIC Wealth serves a diverse client base, including retail investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, providing a range of programs and third-party manager options.

Luiz Boscardin is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Osaic since 2018, previously spending a decade with Signator Investors Inc and brief periods at FSC Securities Corporation and Signator Investors, Inc. Outside of advising, he is the CEO and broker of Pacific Financial Partner Insurance Agency, which offers life, health, and property and casualty insurance products. Osaic Wealth serves a broad client base, including individual investors, retirement plans, charities, and corporations. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, offering a range of advisory and brokerage services through a multi-advisor platform.