Saginaw, MI Bay Rd. Office

Andrew Cousineau is a financial advisor at Osaic Wealth, Inc. based in Saginaw, Michigan, with 22 years of industry experience. He holds a Series 66 designation and has previously worked at Royal Alliance Associates, Inc. and Signator Investors Inc. Cousineau also serves as Vice President of Vantagepointe Financial Group, where he is involved in the sales and marketing of securities and insurance products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and advisory services. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that include a range of investment types and supports both discretionary and non-discretionary account management.

Cheryl Zinz is a financial advisor with Osaic Wealth, Inc. in Saginaw, Michigan, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. Before joining Osaic in 2018, she worked at Signator Investors, Inc. for 11 years. Outside of her advisory work, she serves as a program director at Michigan Avenue Baptist Church and holds roles as a registered representative and vice president at Vantagepointe Financial Group. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset classes, managing accounts on discretionary or non-discretionary bases.

Ryan Barber is a financial advisor at OSAIC with 25 years of industry experience. He holds a Series 66 credential and previously worked at SII for 11 years before joining OSAIC in 2018. In addition to his advisory role, Barber is involved in real estate investing. OSAIC serves a diverse range of retail and institutional clients, including individuals, high-net-worth investors, and charitable organizations. The firm utilizes a variety of advisory platforms and asset-allocation tools to offer integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers.

Joshua Long is a financial advisor at OSAIC with eight years of industry experience. He holds the Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of his advisory role, Long is a member of the Higgins Lake/Roscommon Chamber of Commerce and serves as Program Director for the nonprofit Vantagepointe Financial Group. OSAIC serves a wide range of retail and institutional clients through a network of affiliated advisors, offering integrated brokerage and advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools and third-party platforms to manage diversified portfolios on both discretionary and non-discretionary bases.

Jacob Kokaly is a financial advisor with OSAIC based in Saginaw, MI, holding Series 63 and Series 65 licenses and possessing eight years of industry experience. His prior work includes roles at Royal Alliance Associates, Signator Investors, Warmels & Comstock, and Michigan State University. Outside of his advisory work, he has been involved in a family-owned bread company, working part-time as a merchandiser. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs various portfolio construction tools and provides access to third-party money managers and managed-account solutions.