A complete list of active advisors currently associated with Pacific Empire Financial
Warmer can help you find a great advisor at Pacific Empire Financial or one who fits your needs even better.
Pacific Empire Financial provides financial planning and advisory services to individuals and small businesses, with a stated emphasis on life insurance and fixed annuities. The firm does not manage client securities or maintain custody of assets; clients implement recommendations through their own brokers or custodians and receive periodic reviews. The firm operates on a fee-only, hourly engagement model and does not charge performance-based fees or use discretionary portfolio management. Its advice is tailored to clients’ liquidity, tax, estate, and income-replacement needs, and it may review existing brokerage accounts without trading or holding those securities. Notably, the firm’s principal is a licensed life insurance agent who devotes the practice to recommending life insurance and fixed annuity products, a combination that is uncommon among firms in this category. The firm also emphasizes hourly billing and explicitly discloses the potential for insurance-related financial incentives while describing suitability reviews intended to address conflicts.
To learn more about the advisors currently working at Pacific Empire Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.
Name |
Location |
Years of experience |
|---|---|---|
Murrieta, CA
| 13
|
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