A complete list of active advisors currently associated with Pacific Wealth Management

Warmer can help you find a great advisor at Pacific Wealth Management or one who fits your needs even better.

Pacific Wealth Management serves individuals, trusts, estates, pension and profit-sharing plans, and other business entities, delivering discretionary asset management, comprehensive financial planning, 529 plan management, and more limited consulting engagements. The firm manages roughly $365 million on a discretionary basis (about $372 million total including non-discretionary assets) through a seven-advisor team and provides portfolio monitoring and client reporting for about 209 client relationships. The firm’s investment process centers on an asset-allocation driven, “Proactive Asset Management” approach that uses mutual funds, ETFs, individual equities and fixed income, options strategies, structured products and periodic rebalancing (typically quarterly). PacWealth generally custodians client assets at Charles Schwab, provides portfolio performance reports at quarterly review meetings, and documents client objectives and permissible account restrictions in its engagement agreements. What distinguishes PacWealth from many fee-focused team firms is its mix of fee and commission activity: multiple advisors are licensed insurance agents and the brochure discloses that insurance recommendations may generate separate commissions (and that the firm may share in such compensation when insurance is processed through the firm). The firm also discloses relationships that create additional compensation flows — including advisors who serve as independent contractors offering structured settlements through Sage (with substantial commission-sharing arrangements), a stated practice of publishing performance reporting, and a negotiated Schwab platform relationship tied to a $270 million threshold that provides the firm with economic benefits.

To learn more about the advisors currently working at Pacific Wealth Management, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.