Indian Trail, NC Office

Paradigm Money Management, LLC provides financial planning and retirement-plan advisory services to individuals and business entities, offering tiered planning engagements and 3(21) ERISA plan support. The firm does not manage client assets directly and generally acts as a planner and coordinator rather than a discretionary portfolio manager.

After gathering client information, Paradigm recommends third‑party managers (TPMs) or uses advisory platforms and monitors those managers’ alignment with client objectives, serving as a liaison between clients and TPMs. Rather than operating on a direct percentage‑of‑assets under management model, the firm relies on fixed planning fees and ongoing referral arrangements with TPMs and platform providers.

Noteworthy features include a public education program of seminars and fee‑based workshops, a focus on retirement-plan consulting in the 3(21) capacity, and a business structure in which the firm’s owner also operates an affiliated insurance agency (disclosed as a potential conflict of interest). These characteristics position Paradigm more as a planning and TPM‑referral practice with formal ERISA plan services than as a traditional in‑house portfolio manager.