Dallas, TX McKinney Ave Office

Paratus Financial, Inc. provides comprehensive financial planning and portfolio management to high‑net‑worth individuals, families, trusts, estates, retirement plans, endowments, corporations and charitable organizations. The firm’s stated services include tax planning and preparation, investment recommendations, retirement and long‑term cash‑flow analyses, estate planning coordination, employee‑benefit evaluations, and ongoing portfolio monitoring.

Paratus emphasizes a fundamental, long‑term buy‑and‑hold investment approach that relies primarily on mutual funds and ETFs, diversification across markets and styles, and periodic monitoring (the brochure notes bond funds are reviewed monthly and equity funds quarterly). The firm prepares performance comparisons to predetermined benchmarks, uses Monte Carlo analysis for retirement planning, incorporates third‑party managers when appropriate, and manages a majority of its assets on a non‑discretionary basis — as of December 31, 2025, $486,158,587 of $757,448,495 AUM was non‑discretionary.

What distinguishes Paratus from many peers is its fee and custody model: the firm does not rely on percentage‑of‑AUM billing but negotiates annual contracts and uses hourly and fixed‑fee arrangements, and it requires clients to establish custody with selected custodians (Charles Schwab). The brochure also notes the firm typically prepares client income tax returns (with associated persons licensed as CPAs) and maintains audited financial statements because it collects advance contractual fees that can exceed six months.