Partnership Financial, LLC

Partnership Financial LLC is a fee-only, fiduciary financial planning and advisory firm that serves individuals and families, including young professionals and higher-net-worth households. The firm provides holistic services—financial planning, investment advice, tax planning and preparation, retirement and estate planning, small-business planning, and risk management—tailored to each client’s circumstances.

Advisory work is delivered through ongoing planning engagements or shorter tune-up reviews, with the firm providing detailed recommendations while leaving implementation decisions to the client unless specific trading authorization is granted. Investment advice emphasizes no-load mutual funds, ETFs and fixed-income instruments, incorporates tax considerations into portfolio design, and includes access to Dimensional Fund Advisors funds as part of its toolkit.

What is uncommon about this firm relative to peers is its avoidance of percentage-of-assets-under-management fees; instead it uses flat-fee and other non‑AUM billing structures and a separate program aimed at early-career clients. The firm combines CFP® and Enrolled Agent expertise, routinely includes tax preparation within planning relationships, operates as a small two-advisor practice with roughly 100+ clients, and custodians client assets with major custodians while generally executing trades only with client authorization.