Peak Investments
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm is a small, independent advisory sole proprietorship that provides personalized investment management and financial planning to individuals, small businesses, and sponsors of qualified retirement and profit-sharing plans. Its services include discretionary portfolio management, retirement and legacy planning, cash‑flow and tax considerations, insurance review, and participant education and support for employer‑sponsored plans.
Investment programs are implemented primarily on a discretionary basis and guided by clients’ documented objectives and risk tolerances, with fundamental analysis informing security selection and periodic account reviews and reporting through third‑party custodians. The firm also places some clients with third‑party money managers and serves as the ongoing liaison and reviewer for those relationships.
Noteworthy features for a firm of this size include an active role in plan‑sponsor consulting for qualified retirement plans and an affiliated insurance practice that consumes roughly ten percent of the advisor’s time and may result in commission‑based insurance recommendations; these relationships are disclosed as potential conflicts of interest. The firm also discloses referral and incentive arrangements with third‑party managers as part of its service model, combining boutique, plan‑level consulting with outsourced portfolio management.
Client services
Expertise
Fee options
$300 flat fee for Client Directed Accounts with Gradient Investments, LLC (GI)
$0 - $500,000: 1.50% annually $500,001 - $1,000,000: 1.25% annually Over $1,000,000+: 1.00% annually
Main office
Oak Harbor WA
Advisors at this office
1
Most active in
Texas · Washington
Also doing business as
Michael Dean Moore · Peak Investment · Peak Investments
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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