St. Augustine, FL Office

Peak Wealth Group (PEAK) provides personalized financial planning and discretionary investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages roughly $44.5 million for about 127 clients across two advisors and offers services that include cash‑flow and retirement planning, estate planning reviews, investment management, and insurance reviews.

PEAK uses a documented risk analysis and Investment Policy Statement to guide portfolio construction and typically operates with discretionary trading authority, applying fundamental, technical and cyclical analysis and strategies that can include long‑term holdings, shorter‑term trading and limited option writing. Account reviews are performed at least annually (or more often as needed), and the firm may supplement its in‑house management by engaging third‑party money managers with client consent.

Compared with many peers, PEAK discloses multiple outside affiliations: firm personnel maintain appointments with insurance carriers and operate an affiliated insurance agency, and the firm has arrangements to work with or refer to other investment advisers and third‑party managers that can include fee‑sharing or solicitor relationships. The firm also operates a charitable foundation focused on legacy planning and documents potential conflicts from dual registrations and referral arrangements with written disclosures and client consent processes.