A complete list of active advisors currently associated with Penney Financial
Warmer can help you find a great advisor at Penney Financial or one who fits your needs even better.
Penney Financial, LLC provides comprehensive financial planning and advisory services primarily to individuals, families and high-net-worth clients, and also works with trusts, estates, charitable organizations and small business entities. The firm offers project-based planning (hourly or flat fee) and ongoing relationships through three service tiers—Contributor (hourly/ad hoc), Consultant (ongoing advice for a net-asset-based flat fee) and Confidant (discretionary asset management combined with ongoing planning). The firm follows a planning-first process that results in an Investment Policy Statement (IPS) and uses goal-based or cash-flow planning depending on a client’s stage of life; investment decisions are driven by academic and quantitative research and implemented largely with low-cost mutual funds and ETFs. Portfolios are typically maintained on a buy-and-hold framework with periodic rebalancing, many accounts are managed on a discretionary basis under the IPS, and the firm deploys proprietary portfolio models for a substantial portion of client accounts. Compared with many peers, Penney Financial reports a relatively large asset base—about $303.5 million under management across four advisors and roughly 109 clients—resulting in a higher assets-per-advisor ratio and a fee structure that includes a detailed flat-fee Consultant schedule and multi-tiered AUM fees for Confidant clients. The brochure also discloses the firm’s use of Schwab Advisor Services and notes multiple CFP® professionals on staff and occasional, limited exceptions (such as extra planning fees or portfolio minimum waivers), items that may shape client engagement and the firm’s operational arrangements relative to typical supported firms.
To learn more about the advisors currently working at Penney Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.
Name |
Location |
Years of experience |
|---|---|---|
Houston, TX
| 0
| |
Houston, TX
| 15
| |
Houston, TX
| 5
| |
Houston, TX
| 5
|
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