Personal Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Personal Financial Advisors, Inc. provides investment management and comprehensive financial planning primarily to individual clients, including high‑net‑worth households. Services described in the brochure include tailored investment policy development, retirement and business planning, tax‑aware investment guidance, college savings, insurance and risk reviews, and cash‑flow and debt management; the firm does not impose a minimum account size.
Portfolios are constructed around client‑specific investment policies and asset allocation targets developed through personal discussions, and the firm relies principally on fundamental analysis to evaluate securities. Notably, Personal Financial Advisors manages client assets largely on a non‑discretionary basis and will not accept discretionary trading authority, so clients retain final approval of transactions.
The firm is a small, state‑registered adviser led by a CFP® principal with two additional CFP® planners, and as of December 31, 2025 managed, on a non‑discretionary basis, $80,270,312 which represented 405 accounts. It offers an alternative net‑worth–based advisory pricing option in addition to AUM‑based arrangements, uses Altruist Financial LLC as its preferred custodian, does not participate in wrap fee programs, and does not vote client proxies.
Client services
Expertise
Fee options
$0 - $499,999: 1.00% $500,000 - $999,999: 0.95% $1,000,000 - $1,499,999: 0.90% $1,500,000 - $1,999,999: 0.85% $2,000,000 - $2,999,999: 0.80% $3,000,000 - $3,999,999: 0.70% $4,000,000 - $4,999,999: 0.60% $5,000,000 - $5,999,999: 0.50% $6,000,000 - $6,999,999: 0.40% $7,000,000 - $7,999,999: 0.30% $8,000,000+: Negotiable
Minimum fee: $4,800 to $22,800 per year based on net worth tiers; fees negotiable above $8,000,000 net worth Fee-only: Fee-only advisory fees based on net worth or assets under management; no commissions or performance-based fees
Main office
70 E. Columbus Street
Pickerington OH 43147
Advisors at this office
3
Most active in
Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Jacob H
CFP®, Series 65
Pickerington, OH
Personal Financial Advisors, Inc.
Jacob Hrusovsky is a CFP® and Series 65 credentialed advisor with Personal Financial Advisors, Inc. He has been in the financial industry since 2015, holding roles at various firms including Keeler & Nadler Family Wealth and Ameriprise. His experience spans several positions over the past eight years. Personal Financial Advisors, Inc. provides investment management and comprehensive financial planning primarily to individual clients, including high-net-worth households. The firm emphasizes tailored investment policies and non-discretionary management, relying on fundamental analysis and client approval for transactions.
David S
CFP®, Series 63
Pickerington, OH
Personal Financial Advisors, Inc.
David Stone is a CFP® professional with 25 years of industry experience. He has been with Personal Financial Advisors, Inc. since 2004 and previously worked at Brecek & Young Advisors, Inc. from 2001 to 2004. Stone is also self-employed, providing financial planning services over the past 28 years. Personal Financial Advisors, Inc. offers investment management and comprehensive financial planning primarily to individual clients, including high-net-worth households. The firm focuses on client-specific investment policies and asset allocation targets and manages assets largely on a non-discretionary basis.
Laura W
CFP®
Pickerington, OH
Personal Financial Advisors, Inc.
Laura Wall is a CFP® professional with eight years of industry experience, currently serving at Personal Financial Advisors, Inc. in Pickerington, Ohio. She has been with the firm since 2006. Personal Financial Advisors, Inc. provides continuous investment advisory services and comprehensive financial planning tailored to individual clients, focusing on areas such as retirement planning, college savings, insurance review, and business planning. The firm employs a fundamental analysis-driven investment process to create customized portfolios and asset allocations, operating on a nondiscretionary basis with approximately $68 million managed as of December 2024.
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