Lancaster, PA Charter Lane Office

Jay Bauer is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Park Avenue Securities, Guardian Life Insurance Company, and First Financial Group since 2001. Outside of his advisory role, he is involved in K & B Deck Building, Inc., a non-investment-related business. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services, alongside access to insurance products and alternative investments.

Michael Melocheck is a financial advisor with Guardian Life and holds a Series 66 designation. He has three years of industry experience, including prior roles at Financial Growth Partners and First Financial Group. He is involved in selling insurance products outside of Guardian Life. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses, offering a range of financial planning and investment management solutions including proprietary and third-party platforms.

Ilona Brandt Tom is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. Her career includes long tenures at Guardian Life Insurance Company and Park Avenue Securities. Outside of her advisory role, she instructs children and adults in skiing. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies and providing access to proprietary and third-party advisory programs.

Kurt Schaffer is a financial advisor with Guardian Life and holds the PFS™ designation along with Series 63 and Series 66 licenses. He has 20 years of industry experience and has been associated with Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory role, he provides CPA consulting and tax advice to a small client base and serves as president of a homeowners association. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management under Guardian Life, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, providing tailored client solutions that include financial planning, subscription consulting, and access to proprietary and third-party investment platforms.