Milton, FL Elmira Street Office
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Guardian Life
Enterprise
Firm-wide stats for Guardian Life
About
Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management and a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides both brokerage and investment advisory services to individuals (including high‑net‑worth clients), corporate and retirement plan sponsors, charitable organizations, and businesses. Its network of investment adviser representatives offers financial planning, subscription‑based and ongoing consulting, group financial education, and access to proprietary wrap programs as well as select third‑party advisory solutions.
The firm combines advisor‑led discretionary management with model‑based strategies delivered through proprietary programs and third‑party platforms, using Envestnet for overlay and administrative services and Pershing for custody and clearing; it also offers a digital advisory solution (VestWise) with model portfolios from Franklin Advisers. Client relationships are tailored by IARs who may implement discretionary or non‑discretionary mandates, coordinate ERISA‑related retirement plan services, and provide tax‑sensitive or subscription business planning and consulting support.
Noteworthy features disclosed in the brochure include an established connection with Guardian Life that provides access to insurance products and certain alternative investments, use of the iCapital alternative‑investment platform and a disclosed relationship involving Hamilton Lane warrants held by GLIC. The firm also highlights less common operational offerings — a vendor‑owned Fiscalyze business consulting tool used by some IARs, an array of integrated lending options (non‑purpose loans, SBLOCs, BNY Mellon credit and mortgage programs), and recent program changes such as closing its Foundations SM and Quantitative Innovations SM programs to new investors effective January 31, 2026.
Based on Guardian Life
Expertise
Based on Guardian Life
Demographic focus
Based on Guardian Life
Location
5185 Elmira Street
Milton FL 32570
Advisors at this office
3
Advisors at this office
Bessann W
CFP®, Series 66
Milton, FL
Guardian Life
Bessann Watson is a CFP®-certified financial advisor with 21 years of industry experience, currently with Guardian Life and Park Avenue Securities. She has worked at these firms since 2005. Outside of her advisory role, she operates Abbey Road Financial, LLC, providing consulting services to improve clients’ financial practices. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through both discretionary and non-discretionary mandates, combining proprietary and third-party investment solutions alongside access to insurance products and alternative investments.
Richard M
CFP®, ChFC®, Series 63, Series 66
Milton, FL
Guardian Life
Richard Mccool is a financial advisor with Guardian Life, holding the CFP® and ChFC® designations and over 24 years of industry experience. He has worked with Guardian Life and its affiliate Park Avenue Securities since 2002. Outside of his advisory role, he serves as a director of Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and access to proprietary and third-party investment programs.
Benjamin B
ChFC®, Series 66
Milton, FL
Guardian Life
Benjamin Boyd is a financial advisor with Guardian Life and holds the ChFC® designation along with a Series 66 license. He has three years of industry experience, including roles at Park Avenue Securities and Guardian Life. Outside of his advisory work, he is a partner at JNBB Financial, LLC, where he handles recordkeeping and taxes. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies delivered through proprietary and third-party platforms.
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