Raleigh, NC Office

Paul Dowd is a ChFC® credentialed financial advisor with 23 years of industry experience. He is currently with Primerica Advisors and has previously worked at Park Avenue Securities, Guardian Life Insurance Company, CapWealth Planning, and Allstate Insurance Co. In addition to his advisory role, he is also an insurance broker for products other than Guardian. Primerica Advisors serves a broad retail client base, offering transaction-based brokerage and fee-based advisory services, financial planning, and retirement-plan consulting. The firm utilizes a mix of proprietary and third-party investment strategies and supports a variety of account-level services, including lending solutions and donor-advised funds.

Ashok Tapadia is a financial advisor with Primerica Advisors in Raleigh, NC, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been with Primerica Advisors since 1999 and has concurrent roles with CP Advisory Services, Inc. and Guardian Life Insurance Company since 1993. Tapadia is also involved in insurance services beyond Guardian and has a real estate-related business activity with Fathom Realty. Primerica Advisors is part of an enterprise firm serving a broad retail client base, offering brokerage and advisory services along with financial and business consulting. The firm utilizes a range of investment strategies through proprietary and third-party platforms and supports various account-level services including lending solutions and donor-advised funds.

Destiney Deschaines is a Series 66-licensed financial advisor at Primerica Advisors with one year of industry experience. Prior to joining Primerica, she held roles at Guardian Life Insurance Company and Equitable Advisors. She is also a co-owner of J&D Cutter Row, LLC, a family business focused on real estate. Primerica Advisors serves a broad retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting through a variety of proprietary and third-party investment programs.

John Ware is a financial advisor with Primerica Advisors based in Raleigh, NC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 24 years of industry experience and has been affiliated with Park Avenue Securities, Guardian Life Insurance Company, and Ware Financial Partners since 2010 or earlier. Outside of his advisory work, he serves as the executor for multiple estates, including those of his parents and stepfather. Park Avenue Securities LLC serves a broad retail client base, offering both transaction-based brokerage and fee-based advisory services, including financial planning and retirement-plan consulting. The firm employs a variety of investment strategies through proprietary model portfolios, third-party managers, and digital advice solutions, managing approximately $15 billion in regulatory assets under management.

Thomas Pemberton is a financial advisor with Primerica Advisors in Raleigh, NC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 29 years of industry experience, including roles at Principal Mutual Life Insurance Co. and Guardian Life Insurance Co. of America. He also sells non-Guardian life long-term and short-term disability insurance products through an outside Guardian Insurance business. Primerica Advisors serves a broad retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm utilizes a variety of proprietary and third-party investment strategies and platforms to manage accounts across multiple asset classes.

Neal Brincefield is a financial advisor with Primerica Advisors, holding a Series 66 designation and 19 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Company since 2015. Outside of his advisory role, he serves as a special consultant for Alternate Strategy Consulting LLC, leading efforts related to the Living Balance Sheet. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services, including financial planning and retirement-plan consulting. The firm offers proprietary and third-party investment programs and supports a range of account services such as lending solutions and donor-advised funds.