Cape May Courthouse, NJ Office

The firm provides investment supervisory and money management, investment advice, and financial planning to individuals, estates, trusts, and retirement plans, with the majority of revenue derived from asset-management fees. As of 12/31/2025 it reported the bulk of assets under discretionary management, and it generally requires suitability information and written agreements before implementing strategies.

Portfolios are tailored to client objectives and risk tolerance using both fundamental and technical analysis, and accounts are monitored with regular reviews and monthly oversight. The firm employs derivatives and options strategies — including covered calls, cash‑secured puts, and purchased options for hedging — typically reserved for larger accounts, and it aggregates block trades across client accounts when executed.

The firm is notable for operating in dual capacities: it is an SEC‑registered investment adviser while also functioning as a registered broker‑dealer; commissionable mutual funds and insurance products may be sold in the broker‑dealer capacity and are maintained separately from advisory accounts. Principals hold tax practitioner credentials (Enrolled Agent), the firm has an affiliated separate registered investment adviser, and it accepts direct fee debits and third‑party transfer authorizations — operational and affiliation features that distinguish it from many peer team firms.