Pasadena, CA S. Lake Ave. Office

Qubera Wealth Management provides discretionary asset management, standalone financial planning, and sub‑advisory selection services to a mix of individuals, high‑net‑worth clients, investment companies, retirement plans and business entities. Offerings include ongoing portfolio management and portfolio monitoring for held‑away accounts as well as one‑off financial planning and consulting engagements.

The firm’s investment approach emphasizes strategic asset allocation informed by Modern Portfolio Theory and fundamental analysis, implemented primarily with low‑cost index ETFs and selectively with individual securities that meet quality and balance‑sheet criteria; portfolios are managed on a globally diversified basis. For certain alternative or specialized allocations the firm may engage third‑party sub‑advisors and states it performs initial due diligence and ongoing reviews of those managers.

Distinctive features for a single‑advisor firm include operating from more than one office and serving both retail and plan‑sponsor clients, using the Betterment for Advisors platform exclusively for plan sponsors while recommending Schwab as a primary custodian. The firm discloses an affiliation with a third‑party platform (Absolute Capital) to facilitate actively managed held‑away assets and that it receives referral compensation for those arrangements, a conflict of interest it identifies and says it will manage.