Reef Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Reef Advisors provides investment advisory services to individuals, high‑net‑worth individuals, trusts, estates and other registered investment advisers, offering both discretionary and non‑discretionary portfolio management as well as sub‑advisory arrangements. Portfolios are typically constructed using individual stocks, individual bonds and exchange‑traded funds, with occasional use of mutual funds or limited partnerships when appropriate.
The firm follows a fundamental, generally long‑term investment approach, working with clients to set tailored asset allocations, construct customized portfolios and monitor holdings for fit and tax considerations; it also executes shorter‑term trades when rebalancing or meeting client cash needs. As of December 31, 2020 Reef Advisors reported approximately $35 million in assets under management, split roughly $18.5 million discretionary and $16.5 million non‑discretionary.
Distinctive features include a very small client base (ten clients) while also providing sub‑advisory services to other RIAs, and an institutional relationship with its custodian that supplies technology and other economic benefits. The firm is fee‑only, does not accept custody of client assets beyond authorized fee deductions, and maintains a Code of Ethics and personal‑trading policies intended to mitigate conflicts related to personal trading and custodian economic benefits.
Client services
Expertise
Fee options
Up to 1.00% annually for investment management services; up to 0.40% annually for sub-advisory services
Fee-only: Fees are solely based on assets under management; no commissions are charged.
Main office
Key Largo FL
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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