Regency Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Regency Financial Group is a single-advisor independent firm that provides discretionary investment management and financial planning primarily to U.S. individuals, high-net-worth clients, trusts, estates, IRAs, and certain business plans. The adviser reports managing about $35 million for roughly 173 U.S. clients and does not market services to residents of Portugal or other EU jurisdictions.
RFG follows a long-term, diversified approach tailored to each client, relying mainly on fundamental and economic analysis to set strategic asset allocations, conduct periodic rebalancing, and implement tax-sensitive or income-oriented strategies. The firm generally manages accounts on a discretionary basis, may make tactical adjustments when market or economic conditions warrant, and will retain concentrated or legacy positions when appropriate for a client’s tax circumstances or preferences.
Noteworthy features include a principal office in Olhão, Portugal while continuing to serve U.S. clients, recent SEC registration in October 2026, and the firm’s use of secure remote communications and a dedicated custody relationship with Charles Schwab for client accounts. The sole principal combines academic credentials (Ph.D., MFE, CFP®), university teaching activities, and a California real estate broker license, and the firm has recently adopted a marginal, tiered asset-based fee schedule and does not accept proxy-voting authority for client securities.
Client services
Expertise
Occupation focus
Fee options
Generally ranging from $9,000 to $18,000 depending on complexity and scope for financial planning
$0 - $10,000,000: 0.45% annually $10,000,000+: 0.35% annually
$600 per hour
Main office
Olhão, Portugal
Most active in
California
Also doing business as
Regency Financial Group · Yedgarian, Vahick, Aram
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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