Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retire Right Planning, LLC is a small registered investment adviser that serves individual and high‑net‑worth clients with one‑time financial plans, hourly planning, and discretionary portfolio management. The firm reports managing roughly $17.4 million in discretionary assets and works with a compact client base (about 31 clients) supported by two advisors.
Its investment approach combines principles of value, safety, and quality with quantitative and systematic methods, tactical asset allocation, and momentum/volatility considerations, and it may use both long‑ and short‑term trading as appropriate. The firm discloses use of structured notes and market‑linked products, and may allocate to private or alternative investments where consistent with a client’s objectives, while emphasizing risk control and noting that annuity recommendations are not tied to insurance commissions.
Noteworthy for a firm of this size, Retire Right explicitly integrates relatively sophisticated tools—structured products, quantitative/systematic signals, tactical reallocations, and private investments—into its discretionary offerings, and it documents third‑party product‑level costs for those investments. The firm also offers standalone flat‑fee and hourly planning (rather than an ongoing subscription model) and transacts structured products through institutional custodians (Schwab and Altruist), disclosures that may be less common among similarly supported peers.
Client services
Expertise
Fee options
$1,200 flat fee for a full financial plan; $400 flat fee for a financial review.
$0 - $1,000,000: 1.10% $1,000,001 - $2,500,000: 0.95% $2,500,001 - $5,000,000: 0.85% $5,000,001 - $10,000,000: 0.75% Over $10,000,000+: 0.65%
$100 per hour for hourly financial planning services.
Fee-only: Hourly financial planning services at $100 per hour.
Main office
See officeDenver CO
Advisors at this office
1
Offices (2)
Most active in
Colorado
Also doing business as
Clearpath Legacy Planning · Retire Right Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Michael H
Verified by Warmer
Book time directly with this advisor
CFP®, Series 66
Arvada, CO
Clearpath Legacy Planning
Michael Hunter is a CFP® professional with 12 years of industry experience. He currently works at Retire Right Planning, LLC and has prior experience at Motley Fool Wealth Management and Personal Capital Advisors. Retire Right Planning serves individual and high-net-worth clients with discretionary portfolio management, written financial plans, and one-time or hourly financial planning engagements. The firm employs a diversified investment approach combining value, safety, quality, momentum, volatility, and economic-indicator strategies, with a focus on risk control and regular account reviews.
Scott N
Series 65, Series 66
Denver, CO
Retire Right Planning, LLC
Scott North is a financial advisor at Retire Right Planning, LLC in Denver, CO, holding Series 65 and Series 66 licenses with 13 years of industry experience. He has been with Retire Right Planning since 2012. Retire Right Planning, LLC is a small registered investment adviser serving individual and high-net-worth clients with one-time financial plans, hourly planning, and discretionary portfolio management. The firm combines value, safety, and quality principles with quantitative and systematic methods, tactical asset allocation, and may use structured notes and private investments while emphasizing risk control.
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