Denver, CO Office

Retire Right Planning, LLC is a small registered investment adviser that serves individual and high‑net‑worth clients with one‑time financial plans, hourly planning, and discretionary portfolio management. The firm reports managing roughly $17.4 million in discretionary assets and works with a compact client base (about 31 clients) supported by two advisors.

Its investment approach combines principles of value, safety, and quality with quantitative and systematic methods, tactical asset allocation, and momentum/volatility considerations, and it may use both long‑ and short‑term trading as appropriate. The firm discloses use of structured notes and market‑linked products, and may allocate to private or alternative investments where consistent with a client’s objectives, while emphasizing risk control and noting that annuity recommendations are not tied to insurance commissions.

Noteworthy for a firm of this size, Retire Right explicitly integrates relatively sophisticated tools—structured products, quantitative/systematic signals, tactical reallocations, and private investments—into its discretionary offerings, and it documents third‑party product‑level costs for those investments. The firm also offers standalone flat‑fee and hourly planning (rather than an ongoing subscription model) and transacts structured products through institutional custodians (Schwab and Altruist), disclosures that may be less common among similarly supported peers.