Retirement Income Strategies Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retirement Income Strategies Inc. provides discretionary asset management and ongoing portfolio management to individuals, high-net-worth individuals, trusts, business owners and estates, charging asset-based advisory fees billed quarterly in advance. The firm operates as a solo independent advisory practice and does not require a minimum to open an account.
Investment programs are tailored to each client’s stated goals, time horizon and risk tolerance and are implemented using fundamental analysis, strategic asset allocation, and discretionary trading authority. Portfolios may include mutual funds, ETFs, equities, fixed income and options, with quarterly reviews and rebalancing as market conditions or client circumstances dictate.
The firm’s owner and chief compliance officer is also a licensed insurance agent and president of an affiliated insurance company, devoting approximately 10% of his time to those insurance activities and offering insurance products for separate compensation; the brochure discloses this relationship and describes procedures and fiduciary obligations intended to mitigate the resulting conflict. Clients’ assets are custodied at Charles Schwab under the firm’s custody and brokerage arrangements, the firm generally does not vote client proxies (clients receive proxy materials directly), and the brochure discloses potential soft-dollar benefits associated with its custodian relationships.
Client services
Expertise
Fee options
$0 - $5,000,000: 1.00% annually Over $5,000,000+: 0.75% annually
Investment Advisor Representatives receive commissions from sales of insurance products separately from advisory fees.
Main office
4500 Pga Boulevard, Suite 201
Palm Beach Gardens FL 33418
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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